Pre-Loan Application

Prior to applying for a loan please review the following:

• Must be at least 18 years old.
• Must be a resident of Southern Arizona including Pima, Cochise and Santa Cruz counties.
• Must submit copies of identification such as an Arizona Drivers License, Social Security card or State Identification with application.
• If married or separated, spouse must be a co-applicant and sign all required documents.
• Must be currently employed and provide two months of salary documentation and proof of other income to demonstrate financial means to repay loan if necessary.
• Will demonstrate a genuine need like copies of bills to be paid or other documentation.
• Loans up to $750 require applicant to be currently employed full-time for at least one year and have an employer willing to participate in an automatic payroll deduction program, otherwise a guarantor is needed to secure loan.
• Loans up to $3600 (unless $750 loan requirements are met with employment) require one guarantor and loans over $3600 require two guarantors. ​
• Maximum loan amount is $5,000.00.