MAILING ADDRESS: 6890 E Sunrise Drive SUITE 120-310
Tucson AZ 85750

Call 520-297-5360

Covid-19 Emergency Loan Program

To provide emergency relief for those affected by the Covid-19 pandemic free of interest charges and fees.

Applicant Criteria

All loan applicants must:

  • Be a resident of Southern Arizona including Pima, Cochise and Santa Cruz counties.
  • Submit copies of identification such as an Arizona Drivers License, Social Security card or State Identification with application.
  • Demonstrate a financial impact as a result of the current pandemic (eg: lost wages due to being unable to go to work, childcare expense due to school closures, small business losses, related medical costs).
  • Demonstrate an ability to repay the loan.
  • Provide a Debit/Credit card that monthly automatic loan payments are to be deducted from.
  • Apply with spouse/partner as a co-applicant if married.

Important factors:

  • Guarantors are NOT required.
  • $1,800 maximum loan amount.
  • Repayment begins 90 days after the loan is issued or at a time negotiated when the loan is issued.
  • Credit will be checked for all applicants with an emphasis on payment history.


  • Loan applications will be reviewed by a committee.
  • The committee reviews completed applications weekly.
  • If approved, staff will send loan documents to the applicant within 3 business days of receipt of the approval.
  • The promissory note must be signed using an electronic platform that allows Free Loan staff to witness the signing.